💳Axel Lending Vaults

Overview

This document provides comprehensive instructions for using Vaults on the Axel Lending Platform. Vaults allow lenders to create automated lending pools and borrowers to take loans against collateral. Each section describes navigation paths and button interactions to perform key actions.

1. Creating a Vault (As Lender)

🧭 Navigation: Vaults → Manage Vaults

📝 Steps:

  1. Click "Create New Vault" button (top of manage page)

  2. Fill in vault details:

  • Loan Token: Select token to lend (eUSDC, PLSX, AXEL, HEX, etc.)

  • Initial Deposit: Amount to deposit initially

  • Interest Rate: Annual interest rate

  • Loan Duration: Min/Max loan duration (1-365 days)

  • Collateral Tokens: Up to 3 accepted collateral types

  • Collateral Ratios: Minimum collateral ratio for each token

  • Liquidation Thresholds: Liquidation trigger point

  1. Click "Create Vault" to submit

  2. Approve token allowance if prompted

  3. Confirm transaction in wallet

  4. Pay vault creation fee

✅ Result: Your vault is created and appears in "Manage Vaults" tab. Borrowers can now take loans from your vault.

2. Creating a Vault Inquiry (As Borrower)

🧭 Navigation: Vaults → Browse Inquiries → Create Inquiry

📝 Steps:

  1. Click "Create Inquiry" button in Browse Inquiries tab

  2. Fill in inquiry details:

  • Loan Token: Select token you want to borrow

  • Loan Amount: Amount you want to borrow

  • Collateral Tokens: Select up to 4 tokens you can offer as collateral

  • Loan Duration: Duration in days (1-365)

  • Interest Rate Range: Min/Max APR you're willing to pay

  • Comment: Optional description of your loan request

  1. Review inquiry details and fees

  2. Click "Submit Inquiry" to create

  3. Pay inquiry creation fee

  4. Confirm transaction in wallet

✅ Result: Your inquiry is created and visible to vault owners. Matching vaults will be displayed, and vault owners can make offers on your inquiry.

3. Managing Your Vault Inquiries

🧭 Navigation: My Loans → Vault Inquiries tab

📝 Steps:

View Your Inquiries:

  • All your active inquiries are listed with status

  • See matching vaults and available offers

  • Track inquiry expiration time (14 days)

Respond to Offers:

  • Click "Check Offers" to see available vault offers

  • Review loan terms from matching vaults

  • Click "Take Loan" on preferred vault offer

  • Follow standard loan process (collateral approval, etc.)

Share Your Inquiry:

  • Use the share button to post inquiry on X (Twitter)

  • Copy inquiry link to share with potential lenders

  • Inquiry URL format: /inquiries/[id]

✅ Result: You can actively manage and promote your loan requests to find the best lending terms.

4. Responding to Vault Inquiries (As Lender)

🧭 Navigation: Vaults → Browse Inquiries

📝 Steps:

Browse Available Inquiries:

  • View all active loan requests from borrowers

  • Filter by loan token, collateral, duration, and interest rate

  • See inquiry details including collateral offered and APR range

Make an Offer:

  • Click "Issue an offer" on suitable inquiries

  • This redirects to the specific inquiry page (/inquiries/[id])

  • Review borrower's requirements and matching vault conditions

  • If your vault matches, borrower can take loan directly

Monitor Your Vault Performance:

  • Check which inquiries match your vault criteria

  • See potential loan volume from active inquiries

  • Adjust vault parameters to attract more borrowers

✅ Result: You can proactively find borrowers and optimize your vault settings for better utilization.

5. Depositing Funds to Vault (As Lender)

🧭 Navigation: Vaults → Manage Vaults → Your Vault

📝 Steps:

  1. Find your vault in "Manage Vaults" tab

  2. Click "Deposit Funds" button on your vault card

  3. Enter deposit amount

  4. Click "Deposit" to submit

  5. Approve token allowance if prompted

  6. Confirm transaction in wallet

✅ Result: Funds are added to your vault, increasing available lending capital.

6. Withdrawing Funds from Vault (As Lender)

🧭 Navigation: Vaults → Manage Vaults → Your Vault

📝 Steps:

  1. Find your vault in "Manage Vaults" tab

  2. Click "Withdraw" button on your vault card

  3. Choose withdrawal type:

  • Loan Token Withdrawal: Withdraw your deposited loan tokens

  • Custom Token Withdrawal: Withdraw other tokens (fees, liquidated collateral)

  1. Enter withdrawal amount

  2. Click "Withdraw" to submit

  3. Confirm transaction in wallet

✅ Result: Requested tokens are transferred to your wallet.

7. Managing Vault Settings (As Lender)

🧭 Navigation: Vaults → Manage Vaults → Your Vault

📝 Steps:

Add Collateral Token:

  1. Click "Add Collateral" button on your vault card

  2. Select new collateral token

  3. Set collateral ratio and liquidation threshold

  4. Click "Add Collateral Token"

  5. Confirm transaction in wallet

Deactivate/Reactivate Vault:

  1. Click "Deactivate Vault" to stop new loans

  2. Click "Reactivate Vault" to resume lending

  3. Confirm transaction in wallet

Copy Vault Link:

  1. Click "Copy Link" button to share your vault URL

  2. Link is copied to clipboard for sharing

Share Vault on X (Twitter):

  1. Click the "X" icon button on your vault card

  2. This opens X (Twitter) with a pre-filled tweet about your vault

  3. Customize the tweet message if desired

  4. Post to share your vault with the community

✅ Result: Vault settings are updated according to your changes, and you can promote your vault on social media.

8. Taking a Loan from Vault (As Borrower)

🧭 Navigation: Vaults → Browse Vaults

📝 Steps:

  1. Browse available vaults in "Browse Vaults" tab

  2. Use filters to find suitable vaults:

  • Loan Token: Filter by desired loan token

  • Collateral Token: Filter by your available collateral

  • Duration: Filter by loan duration range

  1. Click "Take Loan" button on desired vault

  2. Fill in loan details:

  • Loan Amount: Amount you want to borrow

  • Collateral Token: Choose from vault's accepted collateral

  • Collateral Amount: Required collateral (auto-calculated)

  • Loan Duration: Duration within vault's range

  1. Review loan terms and liquidation risk

  2. Click "Take Loan" to submit

  3. Approve collateral token allowance if prompted

  4. Confirm transaction in wallet

✅ Result: Loan is created, collateral is locked, and loan tokens are sent to your wallet. You can now visit the My Loans section to track your active borrowing positions.

9. Managing Active Loans (As Borrower)

🧭 Navigation: My Loans section

📝 Steps:

Add More Collateral:

  1. Navigate to My Loans section

  2. Find your active loan in the loans table

  3. Click "Add Collateral" button

  4. Enter additional collateral amount

  5. Click "Add Collateral" to submit

  6. Approve token allowance if prompted

  7. Confirm transaction in wallet

Repay Loan:

  1. Navigate to My Loans section

  2. Find your active loan in the loans table

  3. Click "Repay Loan" button

  4. Approve token allowance if prompted

  5. Confirm transaction in wallet

✅ Result: Collateral is increased or loan is repaid and collateral is returned. All your borrowing activity is tracked in My Loans.

PreviousMulti-chain P2P Lending PlatformNextContract Addresses

Last updated